NEFT & RTGS
The backbone of bulk and high-value domestic transfers. Move your funds safely across any bank in India.
Reliable, Pan-India Reach
Whether you need to pay a vendor, transfer property funds, or send money to family, our NEFT and RTGS infrastructure ensures your funds reach their destination safely and transparently.
- RTGS: Instant settlement for transfers above Rs. 2 Lakhs
- NEFT: Batch-wise settlement for transfers of any amount
- Initiate via Branch, Internet, or Mobile Banking
- Zero fees for Pigmy Deposit maturity transfers to non-account holders
NEFT / RTGS Transaction Charges
Standard Pricing (w.e.f. 01.07.2025)
Up to Rs. 1.00 Lakh
Rs. 5 + GST
Rs. 1.00 Lakh to Rs. 5.00 Lakhs
Rs. 25 + GST
Above Rs. 5.00 Lakhs
Rs. 50 + GST
Common RTGS/NEFT Questions
What is the main difference between NEFT and RTGS?
NEFT operates in half-hourly batches throughout the day, so there may be a slight delay. RTGS (Real Time Gross Settlement) transfers money continuously and in real-time, primarily designed for high-value transactions above Rs. 2 Lakhs.
Is there a minimum limit for RTGS?
Yes, the minimum amount to be remitted through RTGS is Rs. 2,00,000/-. There is no minimum limit for NEFT.
Can I do RTGS/NEFT online?
Absolutely. Both services are fully integrated into our Mobile Banking App and Internet Banking portals for your convenience.
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08192 - 272261
Toll-Free Number